As a first step, we encourage all international students to look for sources of funding in their home countries.
If you are unable to obtain funding in your home country, Quorum Federal Credit Union accepts loan applications from international students attending SOM who do not have a U.S. co-signer. International students may be eligible to borrow up to 80% of the cost of attendance.
International students who have access to a credit-worthy U.S cosigner can find more information about different lenders through ELMSelect.(ELMSelect provides a comparison of different lenders, which you can use to evaluate lenders and select one that suits your loan needs). This is not a list of recommended lenders but is rather a list of those lenders used by our students over the past three years. You are free to choose any lender, and Yale will process a loan for you from any lender.
Please keep in mind the following:
It is your responsibility to research the different lenders and their loan products.
Your cosigner must be a U.S. citizen or permanent resident and be considered “credit worthy.”
Yale SOM cannot act as a cosigner for either domestic or international students.
You may be required to have a U.S. Social Security number or tax identification number, even with a cosigner.