News in Systemic Risk: Thursday, November 3, 2016 (10 a.m. ET)

Banks No Longer Make the Bulk of U.S. Mortgages - Taking their place are nonbank lenders more willing to make riskier loans banks now shun (WSJ)

Aligning UK bank rules with EU is best after Brexit  (Reuters)

New German Rules Curtail Mortgages, Pressure Bank Profits - Critics say German regulations represent an overreaction to 2008 financial crisis (WSJ)

Why a Chinese Real Estate Bubble Could Bring Down the Global Economy (Fortune)

ECB Economic Bulletin:  Recent developments in euro area residential property prices

ECB:  ECB reviews its risk control framework for collateral assets

ECB:  ECB launches consultation on harmonising supervisory rules for banks supervised by national competent authorities

OCC:  Comptroller Discusses Banking Innovation and Regulation