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The paper, authored by John Beshears, David Laibson, and Brigitte C. Madrian of Harvard; James J. Choi of Yale; Christopher Harris of Cambridge; and Jung Sakong of University of Chicago, looked at the savings habits of 1,045 adults who were offered accounts with varying levels of restrictiveness in order to see how higher penalties on withdrawals affected savings behavior.


A rise in non-performing loan provisions at China's banks combined with falling sales at Hong Kong retailers may be a barometer of darker economic clouds to come.


Professor Zhiwu Chen from Yale University said China will be doing well if it can contain its slow-motion crisis to mere stagnation for the next 10 years, given the dangerous levels of debt in the system.

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